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| Conventional Fixed Rate Mortgage |
| 100% Financing |
| 100% Financing |
| Home Equity Loan |
| Jumbo Loan |
| Interim Construction |
| Lot Loans |
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Conventional Fixed Rate Mortgage
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Citizens National Bank of Texas has 10, 15, 20 and 30 year fixed rate mortgages. At CNB Mortgage, we are a loan consultant wherein we build your mortgage to best fit your needs. We value the relationship we build and will continue to have with you for years to come. |
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100% Financing
CNB Mortgage has a variety of 100% financing options for you. We will help you to determine how best to proceed with this product to meet your needs.
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100% Financing
Term: 30 years
Maximum Amount: $359,650
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Whether you are buying your first home or just need down payment assistance, our 100% financing product will work for you. We will do anything we can to help you own your own home. |
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Home Equity Loan
Term: 30 years
Maximum Amount: $359,650
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If you need to consolidate debt, do improvements to your home, or are making a large purchase, a home equity loan would be ideal for you. You can use the equity you have in your home already to get cash at a lower rate than another loan. |
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Jumbo Loan
Term: 30 years
Maximum Amount: $1,500,000
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We can help you refinance or purchase that "jumbo" home! We have great, competitive rates and fast, quality service. Loan terms and rates depend on your loan-to-value and credit history. |
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Interim Construction
Close your Interim/Construction loan with Citizens National Bank of Texas and avoid duplicate closing costs. Once you are approved to close your Interim Construction loan, you will be approved for your permanent mortgage as well. In doing this, you avoid duplicate closing costs of choosing another lender for your permanent mortgage. Call today for details!
Term: 9 months
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When building your dream home, you will need financing during the construction period. CNB has made it easy for you and your builder to work together during this time. |
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Lot Loans
Term: 15 years
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We can help when purchasing the site of your future home. We require 10% down if you plan to build within one year and 20% down if you plan to build in the future. We can finance your lot anywhere from five to fifteen years. |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $10,000,000 with closing costs of $300,000. Your actual APR may be different depending upon these factors.
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